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About Us Personal Checking

Our Story—About You Family Owned. Texas Proud.

Texans At The
Heart Of Banking Easy, Everyday Checking Accounts

For over 145 years, our rich history has been shaped by the needs, dreams, and determination of the people we serve. Banking That's

When Big Banks Feel Impersonal, First Bank Texas Treats You Like The Neighbor You’ve Always Been. When big banks feel impersonal, First Bank Texas treats you like the neighbor you’ve always been.

Traditional IRA Or Roth?

Our Promise To You Understand The Difference & Choose Your Fit

We stand beside our commitments, showing up for you and our community. Both IRAs help you save for retirement, but they work differently. Here’s a quick look at how each one is designed, so you can make the choice that’s right for you.*

Committed to our communities. Traditional IRA

We’ve spent generations supporting families and businesses just like yours. We're not just a bank, we're your neighbors. Expect local decisions centered around you.
Contributions

Contributions may be tax-deductible now, lowering your taxable income for the year.

 

Withdrawals

Withdrawals in retirement are taxed as ordinary income.

 

Age Limits

You can contribute as long as you have earned income, up to annual IRS limits. Required minimum distributions (RMDs) begin at age 73.

Strength and security you can trust. Traditional IRA

Your money should feel safe today and for years to come. Our long-standing stability means you can count on us to protect your finances and support your goals with confidence.
Contributions

Contributions may be tax-deductible now, lowering your taxable income for the year.

 

Withdrawals

Withdrawals in retirement are taxed as ordinary income.

 

Age Limits

You can contribute as long as you have earned income, up to annual IRS limits. Required minimum distributions (RMDs) begin at age 73.

Support and service at the forefront. Traditional IRA

Whether you’re building a business, buying a home, or caring for your family, you get responsive, local support from people who genuinely want to help.
Contributions

Contributions may be tax-deductible now, lowering your taxable income for the year.

 

Withdrawals

Withdrawals in retirement are taxed as ordinary income.

 

Age Limits

You can contribute as long as you have earned income, up to annual IRS limits. Required minimum distributions (RMDs) begin at age 73.
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A History Built Around Texans

 

Our Beginning, 1880

Our history reaches back to the Old West, when Texas was still finding its footing and local families and businesses needed a bank they could trust. So, in 1880, First Bank Texas opened its doors to serve Texans working hard to build strong lives.

 

Growing With Texas

Over the decades, First Bank Texas grew to meet the needs of its communities. Each location kept the same focus: knowing customers by name, supporting local businesses, and helping families plan for their futures.

About First Bank Texas

Community at Our Heart

We believe in doing the right thing because it’s the right thing. That means showing up for local nonprofits, businesses, and schools, lending a hand when it’s needed, and supporting the people who make our communities stronger.
 After all, we don’t just serve these communities—we’re part of them.
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Meeting Texans' needs

Over time, we expanded into several additional communities, from DFW to West Texas. Today, we proudly operate under the oldest national bank charter in Texas.

 

Modern Banking With Local Heart

Even as banking technology evolves, our commitment remains the same: to serve the communities where we live and work. You get local leadership, real people who listen, and decisions made right here in Texas—not in a call center or out-of-state office.

About First Bank Texas

Community at Our Heart

We believe in doing the right thing because it’s the right thing. That means showing up for local nonprofits, businesses, and schools, lending a hand when it’s needed, and supporting the people who make our communities stronger.
 After all, we don’t just serve these communities—we’re part of them.

Investing In What Matters: Our Communities Tools To Help You Grow

We're proud to partner with organizations and nonprofits. Explore the stories and programs shaping the future of our communities. Learn, Plan, And Bank Smarter

Real-Life Stories

First Bank Texas Real-Life Stories First Bank Texas

When personal service meets community commitment, it makes all the difference. When personal service meets community commitment, it makes all the difference.

Let's Talk,

Start The
Conversation Today Neighbor To Neighbor

Have questions or need help getting started? Our team is here to help. Reach out to First Bank Texas today.

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Routing Number: 111901988 Routing Number: 111901988

Download our mobile app:

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First Bank Texas is your local community bank that offers a range of personal and business banking solutions including savings and checking accounts, individual retirement accounts (IRAs), VA loans, mortgages, commercial loans, agriculture lending, working capital loans, real estate loans and much more. Bank online, with our mobile app or visit one of our conveniently located North Texas locations in the Greater Abilene, West Fort Worth and Grapevine areas.

First Bank Texas is your local community bank that offers a range of personal and business banking solutions including savings and checking accounts, individual retirement accounts (IRAs), VA loans, mortgages, commercial loans, agriculture lending, working capital loans, real estate loans and much more. Bank online, with our mobile app or visit one of our conveniently located North Texas locations in the Greater Abilene, West Fort Worth and Grapevine areas.

 

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