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platinum visa Personal Checking

Business Platinum Visa Family Owned. Texas Proud.

Power Your Business, Seamlessly Easy, Everyday Checking Accounts

Equip your team with secure, flexible purchasing power backed by local service and trusted Texas lenders. Banking That's

Special Member Benefits Launch a new business or buy an existing one

Easy, Online Account Management Launch a new business or buy an existing one

SpendTrack App Access Launch a new business or buy an existing one

View & Download Statements Launch a new business or buy an existing one

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Traditional IRA Or Roth?

Purchasing Power,
Your Way Understand The Difference & Choose Your Fit

Choose the business credit card that fits your company’s goals. Whether you want cash-back rewards or flexible purchasing benefits, both cards make managing expenses easier with secure tools, real-time tracking, and local support. Both IRAs help you save for retirement, but they work differently. Here’s a quick look at how each one is designed, so you can make the choice that’s right for you.*

Platinum Benefits Card Traditional IRA

Everyday flexibility and protection for your growing business.

 

  • No annual fee
  • Visa Purchase Security and Extended Protection
  • Travel and Emergency Assistance Services
  • Auto Rental Damage and Theft Coverage
  • Visa Zero Liability protection for unauthorized purchases
  • Annual Percentage Rate (APR): Wall Street Prime Rate + 12%
Contributions

Contributions may be tax-deductible now, lowering your taxable income for the year.

 

Withdrawals

Withdrawals in retirement are taxed as ordinary income.

 

Age Limits

You can contribute as long as you have earned income, up to annual IRS limits. Required minimum distributions (RMDs) begin at age 73.

Cash Back Rewards Card Traditional IRA

Earn cash back on every purchase because every dollar counts.

 

  • Earn 1% cash back on all qualifying purchases (up to $100,000 annually)
  • Competitive APR: Wall Street Prime Rate + 10%
  • $79 annual fee
  • Perfect for everyday business expenses, travel, and client entertainment
  • Access the same powerful online tools for tracking, limits, and payments
Contributions

Contributions may be tax-deductible now, lowering your taxable income for the year.

 

Withdrawals

Withdrawals in retirement are taxed as ordinary income.

 

Age Limits

You can contribute as long as you have earned income, up to annual IRS limits. Required minimum distributions (RMDs) begin at age 73.

Manage either card easily with the SpendTrack app! Set limits, view transactions, make payments, and keep your business spending on track anytime. *First Bank Texas and its subsidiaries do not provide tax, legal or accounting advice. The information here is for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.

Growing Business. Bigger Tools. Tools To Help You Grow

Capitalize On Enterprise-Level Control Learn, Plan, And Bank Smarter

Get Down To Business Let's Talk,

With Your Platinum Visa Card Neighbor To Neighbor

Have questions or need help getting started? Our team is here to help. Reach out to First Bank Texas today.

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Routing Number: 111901988 Routing Number: 111901988

Download our mobile app:

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First Bank Texas is your local community bank that offers a range of personal and business banking solutions including savings and checking accounts, individual retirement accounts (IRAs), VA loans, mortgages, commercial loans, agriculture lending, working capital loans, real estate loans and much more. Bank online, with our mobile app or visit one of our conveniently located North Texas locations in the Greater Abilene, West Fort Worth and Grapevine areas.

First Bank Texas is your local community bank that offers a range of personal and business banking solutions including savings and checking accounts, individual retirement accounts (IRAs), VA loans, mortgages, commercial loans, agriculture lending, working capital loans, real estate loans and much more. Bank online, with our mobile app or visit one of our conveniently located North Texas locations in the Greater Abilene, West Fort Worth and Grapevine areas.

 

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