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BusinessSavings

BUSINESS savings Personal Checking

Where Your Hard Work Pays Off Family Owned. Texas Proud.

Business Savings
That Last Easy, Everyday Checking Accounts

Save smart, earn steady, and grow your business with accounts built to last—backed by local bankers who know what it takes to keep moving forward. Banking That's

Traditional IRA Or Roth?

Two Convenient Ways
To Save Understand The Difference & Choose Your Fit

First Business Savings Traditional IRA

Grow your business with confidence and the peace of mind of a solid savings cushion. Our First Business Savings offers easy digital access. This account helps you prepare for growth, one smart deposit at a time.

  • Low $100 minimum balance to start saving
  • 24/7 access with Online and Mobile Banking
  • Avoid paper fees with e-Statements
  • FDIC insured for peace of mind
Contributions

Contributions may be tax-deductible now, lowering your taxable income for the year.

 

Withdrawals

Withdrawals in retirement are taxed as ordinary income.

 

Age Limits

You can contribute as long as you have earned income, up to annual IRS limits. Required minimum distributions (RMDs) begin at age 73.

First Business Money Market Traditional IRA

When opportunity knocks, your savings should be ready. With a First Business Money Market account, your money works harder while staying close at hand.

  • Higher yields than traditional savings accounts
  • Easy access to funds when you need them most
  • No limits on in-person withdrawals
  • FDIC insured for secure, confident saving

 
Contributions

Contributions may be tax-deductible now, lowering your taxable income for the year.

 

Withdrawals

Withdrawals in retirement are taxed as ordinary income.

 

Age Limits

You can contribute as long as you have earned income, up to annual IRS limits. Required minimum distributions (RMDs) begin at age 73.

*Additional fees may apply *First Bank Texas and its subsidiaries do not provide tax, legal or accounting advice. The information here is for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.

Smart Tools For A Stronger Outcome Tools To Help You Grow

Access practical resources and calculators that help you plan, grow, and manage your business with confidence. Learn, Plan, And Bank Smarter

Ready To Start Saving? Let's Talk,

Let's Help You Grow Neighbor To Neighbor

Have questions or need help getting started? Our team is here to help. Reach out to First Bank Texas today.

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Routing Number: 111901988 Routing Number: 111901988

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First Bank Texas is your local community bank that offers a range of personal and business banking solutions including savings and checking accounts, individual retirement accounts (IRAs), VA loans, mortgages, commercial loans, agriculture lending, working capital loans, real estate loans and much more. Bank online, with our mobile app or visit one of our conveniently located North Texas locations in the Greater Abilene, West Fort Worth and Grapevine areas.

First Bank Texas is your local community bank that offers a range of personal and business banking solutions including savings and checking accounts, individual retirement accounts (IRAs), VA loans, mortgages, commercial loans, agriculture lending, working capital loans, real estate loans and much more. Bank online, with our mobile app or visit one of our conveniently located North Texas locations in the Greater Abilene, West Fort Worth and Grapevine areas.

 

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