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Business Purchasing Card Personal Checking

Smarter Spending For Your Team Family Owned. Texas Proud.

Your Company Spending, Done Right Easy, Everyday Checking Accounts

Gain real-time visibility into company purchases with the First Bank Texas Business Purchasing Card, built to simplify, track, and optimize your business spending. Banking That's

Direct Access To Local Lending & Support Launch a new business or buy an existing one

Enterprise-level Fraud Protection backed by Visa® Launch a new business or buy an existing one

Trusted by Texas businesses for over 100 years  Launch a new business or buy an existing one

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Traditional IRA Or Roth?

Streamlined Spending. Advanced Control. Understand The Difference & Choose Your Fit

From expense tracking to supplier payments, our tools help your business stay organized, compliant, and cash-flow confident—all backed by local support. Both IRAs help you save for retirement, but they work differently. Here’s a quick look at how each one is designed, so you can make the choice that’s right for you.*

Expense
Management
Traditional IRA

Track, review, and approve expenses. Automate reimbursement and eliminate manual data entry with digital receipts and coded reports.

Contributions

Contributions may be tax-deductible now, lowering your taxable income for the year.

 

Withdrawals

Withdrawals in retirement are taxed as ordinary income.

 

Age Limits

You can contribute as long as you have earned income, up to annual IRS limits. Required minimum distributions (RMDs) begin at age 73.

Payables
Automation
Traditional IRA

Pay vendors faster and more securely with Visa® Payables Automation. Match invoices automatically and reduce reconciliation errors.

Contributions

Contributions may be tax-deductible now, lowering your taxable income for the year.

 

Withdrawals

Withdrawals in retirement are taxed as ordinary income.

 

Age Limits

You can contribute as long as you have earned income, up to annual IRS limits. Required minimum distributions (RMDs) begin at age 73.

Real-Time
Insights
Traditional IRA

Monitor transactions by department, category, or cardholder. Generate on-demand reports to make informed decisions instantly.

Contributions

Contributions may be tax-deductible now, lowering your taxable income for the year.

 

Withdrawals

Withdrawals in retirement are taxed as ordinary income.

 

Age Limits

You can contribute as long as you have earned income, up to annual IRS limits. Required minimum distributions (RMDs) begin at age 73.

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Make Every
Minute Count

Simplify payments, cut costs, and gain the visibility you need to make better business decisions.

 

  • Instant insights through online reporting
  • Real-time transaction controls
  • Custom spend limits for each cardholder
  • Easy integration with accounting software
  • Cashback on every business purchase
  • Local support from our experienced team

About First Bank Texas

Community at Our Heart

We believe in doing the right thing because it’s the right thing. That means showing up for local nonprofits, businesses, and schools, lending a hand when it’s needed, and supporting the people who make our communities stronger.
 After all, we don’t just serve these communities—we’re part of them.

Have Small Business Expenses? Tools To Help You Grow

We Have Options For You Learn, Plan, And Bank Smarter

Get Ready To Take Control Let's Talk,

With Business Purchasing Power Neighbor To Neighbor

Have questions or need help getting started? Our team is here to help. Reach out to First Bank Texas today.

Download our mobile app:

First Bank Texas is your local community bank that offers a range of personal and business banking solutions including savings and checking accounts, individual retirement accounts (IRAs), VA loans, mortgages, commercial loans, agriculture lending, working capital loans, real estate loans and much more. Bank online, with our mobile app or visit one of our conveniently located North Texas locations in the Greater Abilene, West Fort Worth and Grapevine areas.

First Bank Texas is your local community bank that offers a range of personal and business banking solutions including savings and checking accounts, individual retirement accounts (IRAs), VA loans, mortgages, commercial loans, agriculture lending, working capital loans, real estate loans and much more. Bank online, with our mobile app or visit one of our conveniently located North Texas locations in the Greater Abilene, West Fort Worth and Grapevine areas.

 

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