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Parker County, Texas · Full-Service Banking Personal Checking

Right Here in Parker County Family Owned. Texas Proud.

Everything, You Need to Bank Easy, Everyday Checking Accounts

Checking, savings, home loans, vehicle financing, retirement accounts, and Visa rewards cards, all at four local branches in Willow Park, Hudson Oaks, and Weatherford. Banking That's

Banking that's yours. Choose Your Account

Banking options that fit your life.  Pick from flexible account options with rewards that fit your life. 

Bank Anytime, Anywhere First Checking Account

Digital Banking Straight-Forward, Zero Hassle

Every account comes with free 24/7 digital tools built in, no extra setup, no add-on fees. Download the app and bank on your schedule.

 

Online Banking
Manage accounts, pay bills, transfer funds, and view statements from any browser, secure and always available.

 
Mobile Banking & Mobile Deposit
Check balances, move money, and deposit checks from our app, available on iOS and Android, included free on every account.
 
Payments & Transfers
Bill Pay, direct deposit setup, and scheduled transfers, all in one place, all included with your account.
 
CardValet Controls & Alerts
Set spend limits, turn cards on/off instantly, and receive real-time transaction alerts, full control from your phone.
 
Financial Tools & Calculators
Mortgage calculators, budgeting guides, and planning resources, free tools to help you make smarter financial decisions.

* Additional Fees may apply
* Terms and conditions apply.

About First Bank Texas

Community at Our Heart

We believe in doing the right thing because it’s the right thing. That means showing up for local nonprofits, businesses, and schools, lending a hand when it’s needed, and supporting the people who make our communities stronger.
 After all, we don’t just serve these communities—we’re part of them.

Savings That Grow With You

Accounts · Savings

Three FDIC-insured savings options, from simple day-to-day savings to higher-yield money markets and fixed-rate CDs.
 
First Savings Account
Low $100 minimum balance. Online & Mobile Banking and Mobile Deposit included. No quarterly fee for savers age 25 & under.
 
First Money Market Account
Higher yield than traditional savings. Interest compounded monthly. Tiered rates at $50k, $100k, $150k, and $1M. Unlimited withdrawals. $2,500 minimum.
 
Certificate of Deposit (CD)
Fixed-rate CDs from 3 months to 5 years. Lock in a guaranteed rate — longer terms may earn higher returns. FDIC insured.

Mortgage Loans Opening Doors

Loans • Mortgages

Local lenders, local decisions. Competitive rates and personal guidance for every stage of homeownership, from first-time buyers to refinancing.

 

Conventional Mortgage
Fixed or adjustable rate loans for purchases or refinances. Our most popular option with flexible terms and local decision-making.
 
FHA Loan
Qualify with as little as 3.5% down. Flexible credit requirements make this a trusted path for first-time buyers.
 
VA Loan
For veterans and active-duty service members. No down payment, no PMI, lower interest rates, and limited closing costs.
 
Refinance
Lower your rate, shorten your term, or tap equity. Competitive rates with local bankers guiding you through the process.

 

We Don't Just Serve This Community, We're Part of It. Account Perks That Come Standard

That means showing up for the schools, non-profits, and neighbors that make Parker County home. Every account comes with the essentials that make banking simple.

Group 66

Instant Issue
Debit Card

Group 67

24/7 Digital
Access

Vector-1

Easy Deposits,
Easy Spending

Online Banking & Mobile Banking

When you bank here, your dollars stay here.

*Third party data rates may apply.

Answers You Need, Up Front.

What do I need to bring to open a checking account? What do I need to bring to open a checking account?

A government-issued photo ID, your Social Security number, and your opening deposit. Students may also need a valid student ID. A government-issued photo ID, your Social Security number, and your opening deposit. Students may also need a valid student ID.

Is there a minimum deposit to open an account? What do I need to bring to open a checking account?

Many accounts have no minimum deposit required, but some may differ. Check the details of the account you choose or ask your local branch for guidance. A government-issued photo ID, your Social Security number, and your opening deposit. Students may also need a valid student ID.

Can I switch my account from another bank? What do I need to bring to open a checking account?

Yes! Our Switch Kit makes it easy to move your direct deposits and automatic payments to First Bank Texas. A government-issued photo ID, your Social Security number, and your opening deposit. Students may also need a valid student ID.

Are there any monthly fees? What do I need to bring to open a checking account?

Most accounts have no monthly fees if you enroll in eStatements. Paper statement fees may apply. A government-issued photo ID, your Social Security number, and your opening deposit. Students may also need a valid student ID.

When will I get my debit card? What do I need to bring to open a checking account?

You’ll receive your debit card instantly when you open your account at a branch. You can even personalize it with your school logo if eligible. A government-issued photo ID, your Social Security number, and your opening deposit. Students may also need a valid student ID.

Can my child or teenager open an account ? What do I need to bring to open a checking account?

Yes! We offer First Student Checking for ages 12–17 and First College Checking for ages 18–25. A government-issued photo ID, your Social Security number, and your opening deposit. Students may also need a valid student ID.
Ready To Get Started?

Open your account online in minutes, or stop by any Parker County branch, no appointment needed.

Download our mobile app:

First Bank Texas is your local community bank that offers a range of personal and business banking solutions including savings and checking accounts, individual retirement accounts (IRAs), VA loans, mortgages, commercial loans, agriculture lending, working capital loans, real estate loans and much more. Bank online, with our mobile app or visit one of our conveniently located North Texas locations in the Greater Abilene, West Fort Worth and Grapevine areas.

First Bank Texas is your local community bank that offers a range of personal and business banking solutions including savings and checking accounts, individual retirement accounts (IRAs), VA loans, mortgages, commercial loans, agriculture lending, working capital loans, real estate loans and much more. Bank online, with our mobile app or visit one of our conveniently located North Texas locations in the Greater Abilene, West Fort Worth and Grapevine areas.

 

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