Serving Texas Since 1880 · Full-Service Banking
Banking that's yours.
Banking options that fit your life.
Bank Anytime, Anywhere
Digital Banking
Every account comes with free 24/7 digital tools built in, no extra setup, no add-on fees. Download the app and bank on your schedule.
Online Banking
Manage accounts, pay bills, transfer funds, and view statements from any browser, secure and always available.
Mobile Banking & Mobile Deposit
Check balances, move money, and deposit checks from our app, available on iOS and Android, included free on every account.
Payments & Transfers
Bill Pay, direct deposit setup, and scheduled transfers, all in one place, all included with your account.
CardValet Controls & Alerts
Set spend limits, turn cards on/off instantly, and receive real-time transaction alerts, full control from your phone.
Financial Tools & Calculators
Mortgage calculators, budgeting guides, and planning resources, free tools to help you make smarter financial decisions.
* Additional Fees may apply
* Terms and conditions apply.
Savings That Grow With You
Accounts · Savings
Three FDIC-insured savings options, from simple day-to-day savings to higher-yield money markets and fixed-rate CDs.
First Savings Account
Low $100 minimum balance. Online & Mobile Banking and Mobile Deposit included. No quarterly fee for savers age 25 & under.
First Money Market Account
Higher yield than traditional savings. Interest compounded monthly. Tiered rates at $50k, $100k, $150k, and $1M. Unlimited withdrawals. $2,500 minimum.
Certificate of Deposit (CD)
Fixed-rate CDs from 3 months to 5 years. Lock in a guaranteed rate — longer terms may earn higher returns. FDIC insured.
Mortgage Loans Opening Doors
Loans • Mortgages
Local lenders, local decisions. Competitive rates and personal guidance for every stage of homeownership, from first-time buyers to refinancing.
Conventional Mortgage
Fixed or adjustable rate loans for purchases or refinances. Our most popular option with flexible terms and local decision-making.
FHA Loan
Qualify with as little as 3.5% down. Flexible credit requirements make this a trusted path for first-time buyers.
VA Loan
For veterans and active-duty service members. No down payment, no PMI, lower interest rates, and limited closing costs.
Refinance
Lower your rate, shorten your term, or tap equity. Competitive rates with local bankers guiding you through the process.
We Don't Just Serve This Community, We're Part of It.
That means showing up for the schools, non-profits, and neighbors that make Parker County home.
Instant Issue
Debit Card
24/7 Digital
Access
Easy Deposits,
Easy Spending
Answers You Need, Up Front.
What do I need to bring to open a checking account?
A government-issued photo ID, your Social Security number, and your opening deposit. Students may also need a valid student ID.
Is there a minimum deposit to open an account?
Many accounts have no minimum deposit required, but some may differ. Check the details of the account you choose or ask your local branch for guidance.
Can I switch my account from another bank?
Yes! Our Switch Kit makes it easy to move your direct deposits and automatic payments to First Bank Texas.
Are there any monthly fees?
Most accounts have no monthly fees if you enroll in eStatements. Paper statement fees may apply.
When will I get my debit card?
You’ll receive your debit card instantly when you open your account at a branch. You can even personalize it with your school logo if eligible.
Can my child or teenager open an account ?
Yes! We offer First Student Checking for ages 12–17 and First College Checking for ages 18–25.