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treasury management Personal Checking

Treasury Management Services Family Owned. Texas Proud.

Optimized Cashflow. Better Oversight. Easy, Everyday Checking Accounts

Streamline payments, optimize cash flow, and manage your money more strategically, all with local guidance from a partner with over 100 years of trusted service. Banking That's

Secure Solutions Built For Businesses Launch a new business or buy an existing one

100+ Years Of Proven Trust Launch a new business or buy an existing one

Local Support For Local Business Launch a new business or buy an existing one

Powerful Suite Of Services Choose Your Account

We understand the difference in the value of efficiency and security. Our treasury services balance both so you manage cash flow, automate payments, and protect your accounts. That means better data, fewer headaches, and more time to focus on growth. Pick from flexible account options with rewards that fit your life. 

Liquidity Management First Checking Account

Straight-Forward, Zero Hassle

With smart cash management tools, you can keep your money working for you. Move funds where they’re needed most and maintain liquidity across your business without manual effort.

 

Zero Balance Accounts (ZBA)

Automatically sweep funds between accounts to maximize earning potential and minimize idle balances.

About First Bank Texas

Community at Our Heart

We believe in doing the right thing because it’s the right thing. That means showing up for local nonprofits, businesses, and schools, lending a hand when it’s needed, and supporting the people who make our communities stronger.
 After all, we don’t just serve these communities—we’re part of them.

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Receivables Management First Checking Account

Straight-Forward, Zero Hassle

Boost your cash flow and reduce admin time with tools that simplify collections and speed up deposits.

About First Bank Texas

Community at Our Heart

We believe in doing the right thing because it’s the right thing. That means showing up for local nonprofits, businesses, and schools, lending a hand when it’s needed, and supporting the people who make our communities stronger.
 After all, we don’t just serve these communities—we’re part of them.

Merchant Services

Accept all major cards with next-day funding and local support.

 

ACH Debit Origination

Automate the collections process to improve your cash flow.

 

Lockbox Services

Receive payments at a secure PO Box, and we'll take care of deposits.

Payables Management First Checking Account

Straight-Forward, Zero Hassle

From payroll to vendor payments, our payables tools keep your business moving while maintaining transparency and accuracy.

About First Bank Texas

Community at Our Heart

We believe in doing the right thing because it’s the right thing. That means showing up for local nonprofits, businesses, and schools, lending a hand when it’s needed, and supporting the people who make our communities stronger.
 After all, we don’t just serve these communities—we’re part of them.

ACH Credit Origination

Pay employees and vendors quickly and securely.

 

Wire Transfers

Send same-day payments through Business Online Banking.

 

Corporate Purchase Cards

Empower your team with spend control and reporting visibility.

Rest Easy With Pro-Active Fraud Prevention First Checking Account

Straight-Forward, Zero Hassle

Your security is our top priority. Our fraud prevention solutions add multiple layers of defense to protect your accounts from unauthorized activity.

About First Bank Texas

Community at Our Heart

We believe in doing the right thing because it’s the right thing. That means showing up for local nonprofits, businesses, and schools, lending a hand when it’s needed, and supporting the people who make our communities stronger.
 After all, we don’t just serve these communities—we’re part of them.

ACH Filters

So you can approve or block transactions before they post.

 

Positive Pay

Match issued checks against those presented for payment.

 

Real-Time Alerts

Stay informed of suspicious activity as it happens.

Traditional IRA Or Roth?

Helpful Tools Keeping You On Track Understand The Difference & Choose Your Fit

Remote Deposit Traditional IRA

Deposit checks right from your desk—no branch visit needed.

Contributions

Contributions may be tax-deductible now, lowering your taxable income for the year.

 

Withdrawals

Withdrawals in retirement are taxed as ordinary income.

 

Age Limits

You can contribute as long as you have earned income, up to annual IRS limits. Required minimum distributions (RMDs) begin at age 73.

Positive Pay Traditional IRA

Review and approve transactions quickly with confidence.

Contributions

Contributions may be tax-deductible now, lowering your taxable income for the year.

 

Withdrawals

Withdrawals in retirement are taxed as ordinary income.

 

Age Limits

You can contribute as long as you have earned income, up to annual IRS limits. Required minimum distributions (RMDs) begin at age 73.

Point Of Sale Solutions Traditional IRA

Streamline checkout and give customers more ways to pay.

Contributions

Contributions may be tax-deductible now, lowering your taxable income for the year.

 

Withdrawals

Withdrawals in retirement are taxed as ordinary income.

 

Age Limits

You can contribute as long as you have earned income, up to annual IRS limits. Required minimum distributions (RMDs) begin at age 73.

Ready To Make Managing Smoother? Let's Talk,

Connect With A Local Treasury Specialist Neighbor To Neighbor

Have questions or need help getting started? Our team is here to help. Reach out to First Bank Texas today.

Download our mobile app:

First Bank Texas is your local community bank that offers a range of personal and business banking solutions including savings and checking accounts, individual retirement accounts (IRAs), VA loans, mortgages, commercial loans, agriculture lending, working capital loans, real estate loans and much more. Bank online, with our mobile app or visit one of our conveniently located North Texas locations in the Greater Abilene, West Fort Worth and Grapevine areas.

First Bank Texas is your local community bank that offers a range of personal and business banking solutions including savings and checking accounts, individual retirement accounts (IRAs), VA loans, mortgages, commercial loans, agriculture lending, working capital loans, real estate loans and much more. Bank online, with our mobile app or visit one of our conveniently located North Texas locations in the Greater Abilene, West Fort Worth and Grapevine areas.

 

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