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commercial loans Personal Checking

Have Texas-Sized Ambition? Family Owned. Texas Proud.

Our Commercial Loans Go The Distance Easy, Everyday Checking Accounts

Texas business runs on drive, determination, and local support. That’s why our commercial lenders work beside you—helping your business move from big idea to bigger results. Banking That's

Competitive Rates Launch a new business or buy an existing one

Trusted Bankers Launch a new business or buy an existing one

Local Lending Decisions Launch a new business or buy an existing one

Financing Options For Every Stage Choose Your Account

Commercial lending options crafted for companies ready to invest, expand, and grow. Pick from flexible account options with rewards that fit your life. 

Business Lines & Letters of Credit First Checking Account

Straight-Forward, Zero Hassle

A line of credit from First Bank Texas gives you instant access to working capital. Manage cash flow, cover expenses, or seize the next big opportunity without delay. For partnerships or vendors, our letters of credit add trust and security to every deal.

 

  • Competitive rates
  • Flexible payment structures
  • Instant access to funds
  • Customized credit limit
  • Interest-only payments based on how much credit is in use

About First Bank Texas

Community at Our Heart

We believe in doing the right thing because it’s the right thing. That means showing up for local nonprofits, businesses, and schools, lending a hand when it’s needed, and supporting the people who make our communities stronger.
 After all, we don’t just serve these communities—we’re part of them.

Commercial Real Estate Loans First Checking Account

Straight-Forward, Zero Hassle

When it’s time to build, buy, or expand, First Bank Texas is ready to back your vision. From storefronts to office spaces, we offer flexible financing and local expertise to help you secure the property your business deserves.

 

  • Customized loan terms
  • Competitive rates
  • Construction funding
  • Renovation loans
  • Refinancing options available

About First Bank Texas

Community at Our Heart

We believe in doing the right thing because it’s the right thing. That means showing up for local nonprofits, businesses, and schools, lending a hand when it’s needed, and supporting the people who make our communities stronger.
 After all, we don’t just serve these communities—we’re part of them.

Equipment Loans First Checking Account

Straight-Forward, Zero Hassle

The right tools make all the difference. Whether you’re replacing old machinery or investing in the latest technology, First Bank Texas can help you power your business forward with financing that fits your operation and your goals.

 

  • Flexible payment terms
  • Experienced lenders
  • Competitive rates
  • Customized payment terms
  • Vehicle financing options

About First Bank Texas

Community at Our Heart

We believe in doing the right thing because it’s the right thing. That means showing up for local nonprofits, businesses, and schools, lending a hand when it’s needed, and supporting the people who make our communities stronger.
 After all, we don’t just serve these communities—we’re part of them.

Agricultural Loans & Lending First Checking Account

Straight-Forward, Zero Hassle

From pasture to production, we’re proud to support the people who keep Texas growing. Our ag lenders understand your operation and design flexible financing to keep your land, livestock, and legacy thriving for generations.

 

  • Customized loan packages
  • Financing for livestock and crops
  • Real estate and equipment funding
  • Competitive interest rates

About First Bank Texas

Community at Our Heart

We believe in doing the right thing because it’s the right thing. That means showing up for local nonprofits, businesses, and schools, lending a hand when it’s needed, and supporting the people who make our communities stronger.
 After all, we don’t just serve these communities—we’re part of them.

Term Loans First Checking Account

Straight-Forward, Zero Hassle

Every big idea deserves the right financial foundation. Whether you’re expanding operations, upgrading equipment, or purchasing a new property, First Bank Texas can tailor a term loan to fit your goals and your timeline.

 

  • Customized loan terms
  • Competitive rates
  • Financing for purchases
  • Long-term and short-term funding
  • Expansion capital

About First Bank Texas

Community at Our Heart

We believe in doing the right thing because it’s the right thing. That means showing up for local nonprofits, businesses, and schools, lending a hand when it’s needed, and supporting the people who make our communities stronger.
 After all, we don’t just serve these communities—we’re part of them.

Working Capital Loans First Checking Account

Straight-Forward, Zero Hassle

When business moves fast, you need financing that can keep up. Our working capital loans give you short-term support to cover expenses, seize opportunities, and keep your cash flow steady, all with local lenders who understand your pace.

 

  • Terms of one year or less
  • Cover payroll, inventory, or day-to-day operations
  • Bridge cash flow gaps or fund growth opportunities
  • Fast decisions from local lenders

About First Bank Texas

Community at Our Heart

We believe in doing the right thing because it’s the right thing. That means showing up for local nonprofits, businesses, and schools, lending a hand when it’s needed, and supporting the people who make our communities stronger.
 After all, we don’t just serve these communities—we’re part of them.
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Local Experts.
Real Relationships. Proven Results.

Our commercial lending team doesn’t just process paperwork—we partner with you to bring your business goals to life. You’ll work with our local experts who understand Texas businesses and take the time to walk you through every detail, from your first question to final approval.

About First Bank Texas

Community at Our Heart

We believe in doing the right thing because it’s the right thing. That means showing up for local nonprofits, businesses, and schools, lending a hand when it’s needed, and supporting the people who make our communities stronger.
 After all, we don’t just serve these communities—we’re part of them.

Helping You Navigate The Process Guidance You Can Count On

Every business is different—and so is every loan. Our team keeps the process straightforward, transparent, and tailored to your goals from day one. Any loan process can feel complicated, but with the right partner, it’s straightforward and stress-free. Our team helps you stay confident and informed through each step.

1

Connect with our team. Connect with our team.

2

Conduct a needs assessment. Connect with our team.

3

Customize your loan terms. Connect with our team.

4

Begin the approval process. Connect with our team.

Real-Life Stories Real-Life Stories

First Bank Texas First Bank Texas

When personal service meets community commitment, it makes all the difference. When personal service meets community commitment, it makes all the difference.

Prefer Government-backed Lending? Tools To Help You Grow

Explore SBA Loan Options Learn, Plan, And Bank Smarter

Grow With The Right Backing Let's Talk,

Let's Finance What's Next Neighbor To Neighbor

Have questions or need help getting started? Our team is here to help. Reach out to First Bank Texas today.

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Routing Number: 111901988 Routing Number: 111901988

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First Bank Texas is your local community bank that offers a range of personal and business banking solutions including savings and checking accounts, individual retirement accounts (IRAs), VA loans, mortgages, commercial loans, agriculture lending, working capital loans, real estate loans and much more. Bank online, with our mobile app or visit one of our conveniently located North Texas locations in the Greater Abilene, West Fort Worth and Grapevine areas.

First Bank Texas is your local community bank that offers a range of personal and business banking solutions including savings and checking accounts, individual retirement accounts (IRAs), VA loans, mortgages, commercial loans, agriculture lending, working capital loans, real estate loans and much more. Bank online, with our mobile app or visit one of our conveniently located North Texas locations in the Greater Abilene, West Fort Worth and Grapevine areas.

 

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