Español

Search

|

Search

Rectangle 36-2

SBA Loans

Helping You Find Your Start

Small Business Administration Loans With Local Guidance

From start-up dreams to expansion plans, our local lenders make small business financing clear, flexible, and personal.

"I’ve heard about an SBA loan, but I don’t know if it's the right fit."

Rectangle 73

What Is An SBA Loan?

Small Business Administration loans are government-backed loans designed to help small businesses start, grow, or expand—often with lower down payments, longer terms, and more flexible qualifications than traditional loans.

At First Bank Texas, our local lenders guide you through the process step by step, helping you choose the right SBA loan for your business goals and budget. Whether you’re just getting started or ready to expand, we make it simple to move forward with confidence.

 

  • Backed by the U.S. Small Business Administration
  • Available for start-up costs, real estate equipment and working capital
  • Up to 90% financing
  • Payment terms up to 25 years
  • Competitive loan rates
coins-hand

Launch a new business or buy an existing one

bank

expand to a second location

car-01

purchase commercial property or equipment

banking-09 1

refinance existing business debt

Rectangle 53

Local Experts.
Real Relationships. Proven Results.

Our SBA lending team doesn’t just process paperwork—we partner with you to bring your business goals to life. You’ll work with our local experts who understand Texas businesses and take the time to walk you through every detail, from your first question to final approval.

Guidance You Can Count On

Any loan process can feel complicated, but with the right partner, it’s straightforward and stress-free. Our team helps you stay confident and informed through each step.

1

Connect with our team.

2

Gather and prepare documents.

3

Submit your application.

4

Get approved and funded.

Real-Life Stories

First Bank Texas

When personal service meets community commitment, it makes all the difference.

Need More Options?

Explore Our Commercial Loans

Take The Next Step

Connect With Our Team

fabf2030aa7a4c6304be0b64b815fe2c9774c3b2

Routing Number: 111901988

Download our mobile app:

7b75231867bfcedff226d6299720bcd01ad02b18 (1) 189f64a5d0bc93157190b458211184eb1f86791a (1)
Equal Housing Opportunity

First Bank Texas is your local community bank that offers a range of personal and business banking solutions including savings and checking accounts, individual retirement accounts (IRAs), VA loans, mortgages, commercial loans, agriculture lending, working capital loans, real estate loans and much more. Bank online, with our mobile app or visit one of our conveniently located North Texas locations in the Greater Abilene, West Fort Worth and Grapevine areas.