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SBA Loans Personal Checking

Helping You Find Your Start Family Owned. Texas Proud.

Small Business Administration Loans With Local Guidance Easy, Everyday Checking Accounts

From start-up dreams to expansion plans, our local lenders make small business financing clear, flexible, and personal. Banking That's

"I’ve heard about an SBA loan, but I don’t know if it's the right fit."

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What Is An SBA Loan?

Small Business Administration loans are government-backed loans designed to help small businesses start, grow, or expand—often with lower down payments, longer terms, and more flexible qualifications than traditional loans.

At First Bank Texas, our local lenders guide you through the process step by step, helping you choose the right SBA loan for your business goals and budget. Whether you’re just getting started or ready to expand, we make it simple to move forward with confidence.

 

  • Backed by the U.S. Small Business Administration
  • Available for start-up costs, real estate equipment and working capital
  • Up to 90% financing
  • Payment terms up to 25 years
  • Competitive loan rates

About First Bank Texas

Community at Our Heart

We believe in doing the right thing because it’s the right thing. That means showing up for local nonprofits, businesses, and schools, lending a hand when it’s needed, and supporting the people who make our communities stronger.
 After all, we don’t just serve these communities—we’re part of them.
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Launch a new business or buy an existing one Launch a new business or buy an existing one

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expand to a second location Launch a new business or buy an existing one

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purchase commercial property or equipment Launch a new business or buy an existing one

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refinance existing business debt Launch a new business or buy an existing one

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Local Experts.
Real Relationships. Proven Results.

Our SBA lending team doesn’t just process paperwork—we partner with you to bring your business goals to life. You’ll work with our local experts who understand Texas businesses and take the time to walk you through every detail, from your first question to final approval.

About First Bank Texas

Community at Our Heart

We believe in doing the right thing because it’s the right thing. That means showing up for local nonprofits, businesses, and schools, lending a hand when it’s needed, and supporting the people who make our communities stronger.
 After all, we don’t just serve these communities—we’re part of them.

Guidance You Can Count On Guidance You Can Count On

Any loan process can feel complicated, but with the right partner, it’s straightforward and stress-free. Our team helps you stay confident and informed through each step. Any loan process can feel complicated, but with the right partner, it’s straightforward and stress-free. Our team helps you stay confident and informed through each step.

1

Connect with our team. Connect with our team.

2

Gather and prepare documents. Connect with our team.

3

Submit your application. Connect with our team.

4

Get approved and funded. Connect with our team.

Real-Life Stories Real-Life Stories

First Bank Texas First Bank Texas

When personal service meets community commitment, it makes all the difference. When personal service meets community commitment, it makes all the difference.

Need More Options? Tools To Help You Grow

Explore Our Commercial Loans Learn, Plan, And Bank Smarter

Take The Next Step Let's Talk,

Connect With Our Team Neighbor To Neighbor

Have questions or need help getting started? Our team is here to help. Reach out to First Bank Texas today.

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Routing Number: 111901988 Routing Number: 111901988

Download our mobile app:

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First Bank Texas is your local community bank that offers a range of personal and business banking solutions including savings and checking accounts, individual retirement accounts (IRAs), VA loans, mortgages, commercial loans, agriculture lending, working capital loans, real estate loans and much more. Bank online, with our mobile app or visit one of our conveniently located North Texas locations in the Greater Abilene, West Fort Worth and Grapevine areas.

First Bank Texas is your local community bank that offers a range of personal and business banking solutions including savings and checking accounts, individual retirement accounts (IRAs), VA loans, mortgages, commercial loans, agriculture lending, working capital loans, real estate loans and much more. Bank online, with our mobile app or visit one of our conveniently located North Texas locations in the Greater Abilene, West Fort Worth and Grapevine areas.

 

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