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Personal Savings

Your Future, Brighter Than Ever

Savings That
Grow With You

Whether you’re starting small or chasing bigger goals, First Bank Texas gives you flexible savings options that move at your pace.

Three Ways To Help You Save

First Savings Account

Enjoy the comfort of knowing your money is safe and easy to reach. First Bank's First Savings Account makes it simple to start strong. And as your balance grows, so does your future.

 

  • Low minimum balance of $100
  • Online and Mobile Banking
  • Mobile Deposit of checks
  • E-Statements provide convenient account data
  • Avoid statement fee with e-Statements (paper statement fee: $5, age 62 and above: $2)
  • No quarterly service charge for savers age 25 and under ($5 charge applies if balance falls under $100 on any day of the quarter)
*Additional fees may apply

First Money Market Account

Grow your savings faster with higher interest returns. This is your flexible, no-nonsense account designed to pay more while still giving you access to funds. And with tiered rates, your money works harder as your balance grows.

 

  • Minimum balance of $2,500
  • Money Markets typically have a higher yield than most traditional savings accounts
  • Interest compounded and credited monthly
  • Interest rates increase when balances reach $50,000; $100,000; $150,000; and $1 million
  • Easy access through Online Banking or our mobile app
  • Unlimited withdrawals/transfers
  • Safe, secure deposits FDIC insured to the maximum amount allowable by law
  • Avoid statement fee with e-Statements (paper statement fee: $5, age 62 and older: $2)
*Additional fees may apply.

Certificate Of Deposit

Lock in a fixed rate and watch your money grow with confidence. Choose a savings term that fits your plans—from a few months to several years. And when your CD matures, you’ll have more for the things that matter most.

  • Choose savings periods ranging from three months to five years
  • Fixed-rate CDs available
  • Earn a higher rate of return than you would with a traditional savings account
  • In general, longer CD terms may pay higher rates
  • Track earnings through Online and Mobile Banking
  • All CD accounts are federally insured through the FDIC to the maximum allowable by law
*Additional fees may apply

Tools To Help You Save More

Explore tools and resources that make planning simple and help you stay on track.

Ready To Start Saving?

Let's Grow Your Future

Download our mobile app:

Equal Housing Opportunity

First Bank Texas is your local community bank that offers a range of personal and business banking solutions including savings and checking accounts, individual retirement accounts (IRAs), VA loans, mortgages, commercial loans, agriculture lending, working capital loans, real estate loans and much more. Bank online, with our mobile app or visit one of our conveniently located North Texas locations in the Greater Abilene, West Fort Worth and Grapevine areas.